Introducing THRIVE

We are on your side


We are learning everyday. We are better at our jobs and we are better parents than what we were a few years ago. There were several experiences along the way that taught us, but it was our choice to be a better version of ourselves that pushed us forward.


At o3 Capital, we made a choice - to deliver the best financial advice to corporates and families. We started advising corporates and promoter families, more than a decade ago, to build capability and expertise. Now, we want to deliver the same institutional-grade advice to everyone else, through technology.


Introducing THRIVE, where we help families plan, save, invest and optimise their finances.

Our process combines your data - across income, expenses, liabilities and financial assets - with your future goals, to identify the appropriate financial decisions. These decisions are primarily focused on your investments, driven by a simple approach of delivering your goals, at the lowest risk.


We use over 500 data points to accurately understand you and your requirements. We overlay this data with estimates of market returns and volatility, to understand the right combination of asset classes for you. Here, we manage five portfolios (combinations of equity, fixed income and gold) based on principles of diversification and mean-variance optimisation. This exercise helps us define your net worth over your entire lifetime.


At Thrive, we go a step further. With your future net worth and income flows, we are able to identify answers to every financial decision.


For instance:

  • Optimal cover for your term insurance

  • Right policy for health, with all terms and conditions necessary

  • Retirement income estimate

  • Optimal retirement age

  • Loan prepayments

  • Duration to offload property


We become your data-driven advisor - your financial navigators, who find the optimum route (financial decisions) to your destination (goals) at all points in time, and re-route (rebalance) when you stray off-course (market uncertainty).


All of this, so that you have only one decision to make - to choose THRIVE.



+91 7272 030303

download.png

5 | Crescent road | Bangalore | 1

  • Twitter
  • 3_edited

SEBI RIA Registration : INA200012674

Our Partners

Thrive is a brand name of o3 Bhuvi Advisors Private Limited under o3 Group. o3's Advisory team has, to the best of its ability, taken into account various factors – both quantitative measures and qualitative assessments, in an unbiased manner, while choosing the fund(s). However, they carry unknown risks and uncertainties linked to broad markets, as well as analysts’ expectations about future events. They should not, therefore, be the sole basis of investment decisions. The recommendations and reviews do not guarantee fund performance, nor should they be viewed as an assessment of a fund’s, or the fund’s underlying securities’ creditworthiness. Mutual fund investments are subject to market risks. Please read the scheme information and other related documents before investing. Past performance is not indicative of future returns. Please consider your specific investment requirements before choosing a fund, or designing a portfolio that suits your needs.

o3 Bhuvi Advisors Private Limited (Brand Name - Thrive) makes no warranties or representations, express or implied, on products offered through the platform. It accepts no liability for any damages or losses, however caused, in connection with the use of, or on the reliance of its product or related services.

Procedure to file a complaint on SEBI SCORES: Register on the SCORES portal. Mandatory details for filing complaints on SCORES: Name, PAN, Address, Mobile Number, E-mail ID. Benefits: Effective Communication, Speedy redressal of the grievance.