Where do you invest?

We invest your savings across three asset classes - Equity, Fixed income, and Gold. We invest only across ETFs and mutual funds. Even for global exposure, we stick to global ETFs and mutual funds. We do not provide stock advice or stock portfolios.

Apart from this, we also provide advice on tax-efficient government schemes.

What is your investment philosophy ?

We follow a passive approach to equity investing. We believe that, over the long-term, investing in low-cost index-based mutual funds or ETFs provides a significant advantage to actively-managed equity funds. 

We view fixed income allocation as capital protection. We invest across funds that have very low default risk.

To determine the exact allocations, we use principles from global experts - such as Modern Portfolio Theory and the Black and Litterman model. These principles help us identify combinations (of asset classes) that deliver the best outcomes.

Who makes investment decisions?

Our investment committee manages all asset classes and portfolios. The Thrive advisor chooses a combination of asset classes that satisfies your unique requirements.

+91 7272 030303


5 | Crescent road | Bangalore | 1

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SEBI RIA Registration : INA200012674

Our Partners

Thrive is a brand name of o3 Bhuvi Advisors Private Limited under o3 Group. o3's Advisory team has, to the best of its ability, taken into account various factors – both quantitative measures and qualitative assessments, in an unbiased manner, while choosing the fund(s). However, they carry unknown risks and uncertainties linked to broad markets, as well as analysts’ expectations about future events. They should not, therefore, be the sole basis of investment decisions. The recommendations and reviews do not guarantee fund performance, nor should they be viewed as an assessment of a fund’s, or the fund’s underlying securities’ creditworthiness. Mutual fund investments are subject to market risks. Please read the scheme information and other related documents before investing. Past performance is not indicative of future returns. Please consider your specific investment requirements before choosing a fund, or designing a portfolio that suits your needs.

o3 Bhuvi Advisors Private Limited (Brand Name - Thrive) makes no warranties or representations, express or implied, on products offered through the platform. It accepts no liability for any damages or losses, however caused, in connection with the use of, or on the reliance of its product or related services.

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